Best Credit Union Rates

First Priority Credit Union has a special 5.00% APY 5-month share certificate. The minimum deposit is $1,000. This is also available as an IRA certificate.

Membership is open to those who live and work in Massachusetts’ Essex County or Suffolk County. Also eligible are employees, retirees and family members of the Postal Community. Membership requires a minimum deposit of $25 into your share savings account.

Branches are located in Boston, East Boston, Lowell and Waltham, MA. It has $104.0 million in assets and 9,279 members.

First Imperial Credit Union has some competitive certificate yields listed in their rate table. The highest yields require a minimum deposit of $50,000. These yields range from 4.55% APY for an 18-month term to 4.90% APY for a 60-month term. Yields are 10 basis points lower for a $500 minimum deposit.

Membership is open to anyone who regularly works, lives or worships in the Imperial Valley of California. Membership requires a minimum $5 deposit in the savings account.

The credit union is located in El Centro, CA.

United Methodist Federal Credit Union has some competitive certificate rates. The Jumbo CD rates with a $100K minimum deposit have yields that range from 5.04% APY for a 6-month term to 5.25% APY for a 60-month term. Yields are reduced by 10 basis points for each of the following minimum deposit tiers: $50K, $30K, $15K, $5K and $1K. They also offer a 24-month and 60-month IRA CD with yields of 5.15% APY and 5.25% APY. These have minimum deposits of only $1,000 and $2,500.

Membership is open to clergy, staff and congregations of several western conferences of the United Methodist Church. Membership requires a $5 fee and an initial minimum deposit of $100 in your share savings account.

Branches are located in Montclair, California and Phoenix, Arizona.

Peoples Community Federal Credit Union is offering high rates on their Loyalty Checking and Savings Accounts. Their Loyalty Checking Account earns 6.25% APY on the first $50,000 on deposit. Balances over $50,000 earn .25%. This account also features ATM surcharge rebates of up to $100. To qualify for this account you must have:

• 10 debit card transactions per month
• Monthly eStatements
• 3 CU@Home and/or Bill Pay transactions per month
• Deposits of $350 or more per month
• An initial deposit of $100 or more

The credit union also offers a Loyalty Savings Account. This account earns 7.50% APY on the first $750 on deposit. Deposits over $750 will earn the Carefree Savings Account yield which is currently 1.00%. The following conditions apply for this account:

• Loyalty Checking with $100 balance if 18-64 years of age
• Loyalty Checking not required for minors or seniors
• Open Loyalty Savings with a $100 minimum deposit

Field of membership in Peoples Community Federal Credit Union is extended to those who live, work or worship in Clark, Cowlitz or Skamania counties in the State of Washington.

Kemba Credit Union has some competitive long term share certificate rates. The yields include a 5.25% APY for a 60-month term, 5.05% APY for a 48-month term and 5.00% APY for a 36-month term. Minimum deposit is $500. An additional 0.25% is added for Jumbo share certificates with a $100K minimum. These certificates are also available in an IRA.

Membership is open to those who live, work, worship or attend school in any of the following counties: Clermont, Hamilton, Warren, Montgomery, Clinton, Brown, Greene, Highland, Preble or Butler. You can also be eligible via a long list of employers. Membership requires a $1 fee and a $5 minimum deposit in a share savings account.

Branches are located in Cincinnati, Ohio.

1st United Federal Credit Union is offering a special 5.20% APY 7-month certificate. The minimum deposit is $10,000.

Membership is open to members of the South Valley Civic Theatre (SVCT). SVCT membership has a one-time $25 fee. Please refer to their Membership page for the full details. Membership requires opening a regular savings account with $35.

Branches are located in San Jose and Gilroy, California.

Aurora Schools Federal Credit Union is offering a couple of attractive offers. They are offering 5.55% APY on a 12 month share certificate special when you open a new product with the credit union. The minimum deposit requirement for this special is $500 and there is a maximum deposit limit of $12,000. This offer ends January 18th.

The credit union is also offering 0% APR for 6 months for new Platinum Visa account holders. After the promotional period the rate for this account will revert to the ordinary fixed rate, currently 7.9% APR. This card features no balance transfer fees and no cash advance fees when used at the ASFUC branch office.

Field of membership in Aurora Schools Federal Credit Union is extended those who belong to any of a number of education related organizations in Aurora, Colorado in addition to others groups.

San Mateo Credit Union is offering 5.15% APY on a 12 month share certificate special. This special is available as a regular or IRA share certificate and must be funded with money new to the credit union. There is a minimum deposit requirement of $10,000 for regular share certificates and $2,000 for IRA share certificates with this promotion. The maximum deposit limit is $100,000.

Field of membership in San Mateo Credit Union is extended to those who are a resident, employee, or student in San Mateo County or a member of a select employee group.

Pentagon Federal Credit Union is offering 5.375% APR on their 5/1 Adjustable Rate Mortgages and 5/5 Adjustable Rate Mortgages. This rate is lower than any other comparable offer I know of on a 5/1 or 5/5 mortgage product. Those paying .375 in points will receive a .25 point reduction to their mortgage rate.

Field of membership in Pentagon Federal Credit Union is open to those who work at the Pentagon as well as those who are active or retired from the U.S. Army, U.S. Air Force, or Coast Guard. Membership is also extended to those who belong to certain select companies or organizations . Those who don’t otherwise qualify for membership in this credit union are eligible to join via membership in the National Military Family Association (NMFA). Membership in the NMFA is open to all.

Golden One Credit Union continues to offer 5.15% APY on a 4 month share certificate special. The minimum deposit requirement to earn this yield is $10,000 and you must have a checking account with direct deposit at the credit union to qualify for this special. Lower yields are available for lesser deposits. This certificate may be opened as regular or an IRA account.

Field of membership in Golden One Credit Union is extended to those who live or work in a wide variety of California communities and/or belong to any of a number of select employer groups.