Best Credit Union Rates

Navy Federal Credit Union is offering 3.50% APR on loans up to 36 months for new or 2007-2008 late model cars. They are also offering 5.00% APR on vehicle loans from 37-72 months. See site for details.

Field of membership for Navy Federal Credit Union includes all Department of the Navy Personnel among others. See site for details. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application.

Charleston Federal Credit Union is offering 5.01% APY on a 24 month share certificate. The minimum deposit for this certificate is $10,000. Lesser deposits earn 4.85% APY.

Field of membership in Charleston Federal Credit Union is extended to certain Federal employees who work in or are supervised from the Kanawha Valley in West Virginia and those who are employees of the University of Charleston and the Charleston Job Corp.

State Department Federal Credit Union is offering 7.00% APY on a 7 month new member share certificate special for those who sign up for membership on February 7th only. This special has a minimum/maximum funding requirement of $7,000 and must be funded with money new to the credit union.

Field of membership in State Department Federal Credit Union is extended to employees of the Department of State and a number of other select employee groups in the Washington DC area.

Visions Federal Credit Union is offering 5.23% apy on their 12-29 month share certificates. 30-41 month and 5 year share certificates earn 5.13% apy. These yields are good for both regular and IRA share certificates.

The credit union is also offering 5.13% apy on a 32 month IRA Super Saver share certificate special. The minimum deposit requirement for all of the aforementioned certificates is $500. To qualify for these yields, you must have a combination of other financial products with the credit union. For example, those who have a VisionsPlus Checking Account with a Visa Check Card and a Visions Gold or Platinum Card would qualify for this rate. Certain other product combinations will also qualify you for this rate.

Field of membership in Visions Federal Credit Union is extended to those who live in the NY Counties of Broome, Chenango, Tioga, the City of Syracuse, NY, or Bradford County, PA. Certain residents of Chemung and Schuyler in New York are also eligible. Contact the credit union for more information.

Navy Federal Credit Union is offering 5.05% apy on jumbo share certificates with terms ranging from 60 to 84 months. The minimum deposit requirement for this yield is $100,000. This yield applies to both regular jumbo and IRA jumbo share certificates.

Field of membership for Navy Federal includes all Department of the Navy Personnel among others. Navy Federal makes it easy for eligible family of current members to apply for new accounts. You just need the name, birth date, and social security number of a current member when you apply online. You then can add any additional members who are eligible by virtue of your membership on the same application.

First Priority Credit Union has a special 5.00% APY 5-month share certificate. The minimum deposit is $1,000. This is also available as an IRA certificate.

Membership is open to those who live and work in Massachusetts’ Essex County or Suffolk County. Also eligible are employees, retirees and family members of the Postal Community. Membership requires a minimum deposit of $25 into your share savings account.

Branches are located in Boston, East Boston, Lowell and Waltham, MA. It has $104.0 million in assets and 9,279 members.

First Imperial Credit Union has some competitive certificate yields listed in their rate table. The highest yields require a minimum deposit of $50,000. These yields range from 4.55% APY for an 18-month term to 4.90% APY for a 60-month term. Yields are 10 basis points lower for a $500 minimum deposit.

Membership is open to anyone who regularly works, lives or worships in the Imperial Valley of California. Membership requires a minimum $5 deposit in the savings account.

The credit union is located in El Centro, CA.

United Methodist Federal Credit Union has some competitive certificate rates. The Jumbo CD rates with a $100K minimum deposit have yields that range from 5.04% APY for a 6-month term to 5.25% APY for a 60-month term. Yields are reduced by 10 basis points for each of the following minimum deposit tiers: $50K, $30K, $15K, $5K and $1K. They also offer a 24-month and 60-month IRA CD with yields of 5.15% APY and 5.25% APY. These have minimum deposits of only $1,000 and $2,500.

Membership is open to clergy, staff and congregations of several western conferences of the United Methodist Church. Membership requires a $5 fee and an initial minimum deposit of $100 in your share savings account.

Branches are located in Montclair, California and Phoenix, Arizona.

Peoples Community Federal Credit Union is offering high rates on their Loyalty Checking and Savings Accounts. Their Loyalty Checking Account earns 6.25% APY on the first $50,000 on deposit. Balances over $50,000 earn .25%. This account also features ATM surcharge rebates of up to $100. To qualify for this account you must have:

• 10 debit card transactions per month
• Monthly eStatements
• 3 CU@Home and/or Bill Pay transactions per month
• Deposits of $350 or more per month
• An initial deposit of $100 or more

The credit union also offers a Loyalty Savings Account. This account earns 7.50% APY on the first $750 on deposit. Deposits over $750 will earn the Carefree Savings Account yield which is currently 1.00%. The following conditions apply for this account:

• Loyalty Checking with $100 balance if 18-64 years of age
• Loyalty Checking not required for minors or seniors
• Open Loyalty Savings with a $100 minimum deposit

Field of membership in Peoples Community Federal Credit Union is extended to those who live, work or worship in Clark, Cowlitz or Skamania counties in the State of Washington.

Kemba Credit Union has some competitive long term share certificate rates. The yields include a 5.25% APY for a 60-month term, 5.05% APY for a 48-month term and 5.00% APY for a 36-month term. Minimum deposit is $500. An additional 0.25% is added for Jumbo share certificates with a $100K minimum. These certificates are also available in an IRA.

Membership is open to those who live, work, worship or attend school in any of the following counties: Clermont, Hamilton, Warren, Montgomery, Clinton, Brown, Greene, Highland, Preble or Butler. You can also be eligible via a long list of employers. Membership requires a $1 fee and a $5 minimum deposit in a share savings account.

Branches are located in Cincinnati, Ohio.