Horizon One FCU continues to offer a special 23-month certificate with a yield of 4.25% APY. The credit union requires you to have an additional $500 on deposit in one other savings product to quality for this rate.

Membership is open to those who live, work or worship in downtown Indianapolis. This isn’t listed in their Membership page. Membership requires a minimum deposit of $5 into the share savings account.

The credit union is federally insured by the NCUA. It has $68.0 million in assets and 11,119 members.