Best Credit Union Rates

Northrop Grumman Federal Credit Union

admin — Thu, 28 Aug 2008 00:41:14 +0000

Northrop Grumman Federal Credit Union is offering 4.40% apy on a 60 month bonus term share certificate. The minimum deposit requirement for this certificate is $40,000. This yield is good for both regular and IRA bonus term share certificates.

Field of membership in Northrop Grumman Federal Credit Union is offered to Northrop Grumman employees, retirees, and their family among others. For those who don’t otherwise qualify for membership in this credit union, prospective members can become eligible through membership in the Southern California Historical Aviation Foundation (SCHAF). Membership in SCHAF is $25.

Peoples State Bank CD Specials

admin — Fri, 18 Jul 2008 09:55:49 +0000

Peoples State Bank is offering some attractive CD specials. These include a 4.50% APY CD with terms of 36 to 40 months, a 4.05% APY CD with terms of 25 to 30 months, and a 3.50% APY for terms of 13 to 15 months. The minimum deposit amount is $5,000 with a maximum of $250,000.

It appears a branch visit is required to open the CD. Branches are located in several Michigan cities including Farmington Hills, Fenton, Madison Heights, Sterling Heights, Troy and Warren.

Garden Savings FCU (NJ) Certificate

admin — Thu, 17 Jul 2008 09:51:21 +0000

Garden Savings FCU has recently raised the yield on its 60-month CD term to 5.00% APY. The minimum deposit is $500. This rate is also available as an IRA CD.

Membership is open to those who live, work, worship, or attend school in Newark, Elizabeth, or Jersey City. In addition, you can be eligible to join via Select Employer Groups and via family. Membership requires a minimum deposit of $5 into the share savings account.

Branches are located in Parsippany, Newark, Whippany, Montville and Morristown, NJ.

A+ Federal Credit Union StarUP Share CD

admin — Wed, 16 Jul 2008 09:51:20 +0000

A+ Federal Credit Union is offering a 5.00% APY 12-month StartUP Share Certificate. The minimum deposit is $10, and the maximum is $1,000 per member. Money can be added at any time as long as the balance remains under $1,000. Monthly interest is paid to member’s savings account. The rate can be increased up to 5.50% by redeeming 5,000 PlusPoints.

The $1,000 maximum deposit definitely limits this attractiveness of this deal. However, the CD can be opened for each member of your family, and it doesn’t have checking account requirements. So it’s a decent deal for those with small balances. For one CD you’ll make about $20 over what you would make in a 3% CD.

Membership is open to employees of many schools and businesses in Central Texas. Also, members of the A+ Education Foundation are eligible to join the credit union. Membership requires a $5 fee and a minimum balance of $10 in the Membership Savings Account.

Branches are located in several Central Texas cities including Austin, Round Rock, Georgetown and San Marcos.

Wescom CU Transition IRA CD

admin — Wed, 18 Jun 2008 04:29:13 +0000

Wescom Credit Union offers a Transition IRA account that yields 4.40% APY. This IRA account is for rollovers from a qualified retirement plan and has a 6 month term. The minimum deposit requirement for this account is $500. See site for details.

Field of membership in this Wescom Credit Union is extended to those who live, work, worship, or go to school in Los Angeles, Orange, Riverside, San Bernardino, San Diego, Santa Barbara or Ventura counties in California.

Horizon One FCU (IN) 4.25% CD

admin — Fri, 13 Jun 2008 23:44:55 +0000

Horizon One FCU continues to offer a special 23-month certificate with a yield of 4.25% APY. The credit union requires you to have an additional $500 on deposit in one other savings product to quality for this rate.

Membership is open to those who live, work or worship in downtown Indianapolis. This isn’t listed in their Membership page. Membership requires a minimum deposit of $5 into the share savings account.

The credit union is federally insured by the NCUA. It has $68.0 million in assets and 11,119 members.

Keypoint CU (CA) 4.20% APY IRA CDs

admin — Fri, 13 Jun 2008 23:43:28 +0000

KeyPoint Credit Union is offering a yield of 4.00% APY on its certificates for terms of 12 months and longer. The yield for IRA certificates is 4.20% APY. These require a minimum deposit of $25,000 and direct deposit of net pay. Without direct deposit, the yield is 25 basis points lower. They also have a liquid access option in exchange for a 0.25% lower rate. This option allows you to make 3 deposits or withdrawals during the term. A maximum 50% increase or decrease from the original deposit will be allowed during the term of the account.

Membership is open to those who live, work, worship or attend school in one of the following California counties: Alameda, Contra Costa, Sacramento, San Mateo, Santa Barbara, Santa Clara and designated areas of Ventura County. You can also be eligible to join through select employer groups or family relation.

Branches are located in Concord, Cupertino, Milpitas, Pleasanton, Santa Clara, San Jose, Sunnyvale, Folsom and Goleta.

Members Choice Credit Union High Rewards Checking Rate

admin — Sat, 10 May 2008 23:47:26 +0000

Members Choice Credit Union is offering 4.26% APY on the first $25,000 on deposit in their reward checking account. Balances over $25,000 earn 1.01% APY. This account features no minimum deposit requirement and rebates other financial institutions’ ATM fees up to $25 per month. In order to qualify for the benefits of this account, each statement cycle you must make at least 10 non-ATM debit card transactions, receive electronic statements, and make at least one direct deposit or ACH auto debit transaction. Those who don’t meet these requirements will earn .10% APY.

Field of membership in Members Choice Credit Union is extended to those who live or work in Katy, Cy-Fair, Harris County west of I-45 and Kingwood/Humble in Texas.

RiverLand Credit Union 4.00% APY CD

admin — Thu, 01 May 2008 03:21:19 +0000

RiverLand Credit Union is offering a special 4.00% APY 11-month CD. The minimum deposit is $1,000. The credit union’s standard certificate rates are also competitive. The yield for terms from 6 months to 24 months is 3.75% APY. The 36-month yield is 4.00% APY, and the 60-month yield is 4.25% APY.

The field of membership is primarily limited to Employer Groups. Please refer to their Membership Page for the full details. Membership requires a one-time fee of $1 and a minimum savings account balance of $5.

Branches are located in the Louisiana cities of New Orleans, Jefferson, Gretna, Amelia and Killona, and in the Texas cities of Beaumont and The Woodlands, and in the Mississippi city of Port Gibson.

Horizon One FCU - 23 month 4.00% APY

admin — Thu, 01 May 2008 02:04:55 +0000

Horizon One FCU is offering a special 23-month certificate with a yield of 4.00% APY. The credit union requires you to have an additional $500 on deposit in one other savings product to quality for this rate. More details are provided at the bottom of the rate table.

Membership is open to those who live, work or worship in downtown Indianapolis. Membership requires a minimum deposit of $5 into the share savings account.

The credit union is federally insured by the NCUA. It has $68.0 million in assets and 11,119 members.