Telcom Federal Credit Union is offering 5.25% apy on an 18 month share certificate special. The minimum deposit requirement for this certificate is $2,500. 61 month share certificates are also available with a yield of 5.25% apy.

While there are a number of ways to join Telcom Credit Union, their field of membership is open to anyone as long as you make a $2 donation to the Salvation Army Bed and Bread program. Branches are located in Oakland, California.

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