First Imperial Credit Union has some competitive certificate yields listed in their rate table. The highest yields require a minimum deposit of $50,000. These yields range from 4.55% APY for an 18-month term to 4.90% APY for a 60-month term. Yields are 10 basis points lower for a $500 minimum deposit.

Membership is open to anyone who regularly works, lives or worships in the Imperial Valley of California. Membership requires a minimum $5 deposit in the savings account.

The credit union is located in El Centro, CA.