First Credit Union is offering some high rate yields on their certificate of deposits. Looking at the rate table, the best CD rates require a minimum deposit of $50K. These include a 5.51% APY 60-month CD, 5.35% APY 36-month CD, 5.30% APY 24-month CD and a 5.25% APY 12-month CD. Lower rates are available for several minimum deposit tiers. They also have some very high current IRA certificate rates with a top yield of 5.75% APY for a 36-month term and a minimum deposit of $50K.

Membership is open anyone who lives, works or worships within 10 miles of a First Credit Union branch. Membership requires a minimum deposit of $5 into your regular share savings account.

Branches are located in Phoenix, Flagstaff, Tucson, Glendale, Chandler, East Mesa, Ocotillo, Scottsdale and Tempe, AZ. The credit union is federally insured by the NCUA.